Chrystaline Credit Repair - Financial Services in Washington DC

Financial Management & Education

Credit Monitoring Packages

Financial Management & Education

Consultation Meetings (30 mins)

Need personalized advice on your credit or business finances? Our 30-minute Consultation Meetings are designed to provide you with one-on-one expert support. Whether you're looking for guidance on credit repair, business credit, or financial …

$50.00

Credit Counseling

Credit counseling is essential for those who want to understand the right ways to use credit. By learning proper credit management techniques, you can build and maintain a healthy credit score. Our credit use education services provide you with the …

$100.00 per hour

Credit Report Analysis

Our credit report analysis service is designed to give you a detailed understanding of your credit standing. We provide a thorough review of your credit report, highlighting both the positive and negative aspects. This comprehensive analysis helps …

$100.00 per hour

Dispute Resolution

Our dispute resolution service ensures that any inaccuracies on your credit report are addressed efficiently and effectively. We start by preparing detailed dispute letters to the credit bureaus, outlining the issues and providing supporting …

$150.00 per session

Financial Education

Understanding your credit score is essential for making smart financial decisions. Our financial education services focus on teaching you the importance of credit scores and the factors that influence them. We break down complex credit terminology …

$100.00 per session

Credit Repair Package Consult

Credit repair is essential for individuals who want to take control of their financial future by addressing inaccurate or outdated information on their credit reports. Our credit repair service focuses on identifying and disputing errors that may …

$50.00

Dedicated Client Support

We offer personalized, compassionate support to guide clients through their credit repair journey.

Proven Results

Our track record includes measurable improvements in credit scores for hundreds of satisfied clients.

Ethical Business Practices

Our approach is rooted in transparency and ethical practices, ensuring clients trust every step.

Experienced Team

Our team includes certified experts dedicated to resolving credit issues with skill and care.

Results-Oriented Services

We focus on delivering real, measurable results that improve clients’ credit reports and financial health.

Commitment to Education

We offer resources to educate clients, ensuring they make informed decisions for long-term stability.

Step-by-Step Credit Repair Process

STEP 1: Obtain Your Credit Reports

Pull your official 3-bureau credit reports. This can be done through the recommended website or for free here.

STEP 2: Clean Up Personal Information

Use the "Personal Info Dispute" letter to clean up the personal information section of your reports. This step is especially important if you have a bankruptcy on your record.

STEP 3: Identify Derogatory Accounts

Carefully review your credit reports and identify all derogatory accounts that may be affecting your credit score.

STEP 4: Prepare for Disputes

Gather the necessary documentation and templates to begin disputing inaccuracies or negative items on your credit report. Utilize the resources and letter templates available in the group’s pinned section for optimal results.

STEP 5:

Begin rebuilding credit by adding positive tradelines. One option is to start with Capital One.

STEP 6:

Follow up on disputes submitted to the bureaus. Free resources are available in the group’s pinned section. Credit With Cierra provides the following premade letter templates and credit education:

Package Guides

Program selection guidance:

3 months: Suitable for those with 1-4 negative accounts requiring dispute, all under $4,000, with no repossessions, auto charge-offs, evictions, apartment charge-offs, bankruptcies, foreclosures, or child support.
6 months: Intended for individuals with 5 or more negative accounts, or those with repossessions, auto charge-offs, evictions, apartment charge-offs, bankruptcies, foreclosures, or child support.
9 months: Designed for cases with 11 or more negative accounts, which may include any combination of the issues listed above.